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Welcome to the Health Insurance Marketplace® | HealthCare.gov. During the government shutdown, continue using your 2025 health insurance plan and providers. In this context, use this site to apply for and enroll in 2026 coverage during Marketplace Open Enrollment.
Check out 2026 health insurance plans & prices before you renew. Are under 30 Have (or offered) job-based insurance Are self-employed Are unemployed Qualify for Medicare Taxes Health coverage & your taxes Tax Form 1095-A 'Reconcile' tax credit Browse all topics Featured Apply & enroll in 2026 coverage today Beat the December 15 deadline to enroll in health coverage that starts January 1. Learn how to apply now. It's important to note that, health plan categories: Bronze, Silver, Gold, & Platinum.
How to pick a health insurance plan Health plan categories: Bronze, Silver, Gold & Platinum Marketplace plans are put into 4 categories (or "metal levels"): Bronze, Silver, Gold, and Platinum. If available in their area, Catastrophic plans are a 5th category available to people: Health insurance plan & network types: HMOs, PPOs, and more. There are different types of Marketplace health insurance plans designed to meet different needs.
Moreover, some types of plans restrict your provider choices or encourage you to get care from the plan’s network of doctors, hospitals, pharmacies, and other medical service providers. Similarly, others pay a greater share of costs for providers outside the plan’s network. Start a 2026 health plan application now! How to Get Marketplace Health Insurance | HealthCare.gov. Discover what Marketplace plans cover, including treatment for pre-existing medical conditions and other essential health benefits.
Preview health plans and prices to get an estimate. It's important to note that, 3 things to know before you pick a health insurance plan. A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. Find out what Marketplace health insurance plans cover.
Learn about the essential health benefits that all private health insurance plans offered in the Health Insurance Marketplace® must cover.
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