How Accurate Is Credit Karma

In recent times, how accurate is credit karma has become increasingly relevant in various contexts. FICO score vs CREDIT WISE and CREDIT KARMA - myFICO® Forums. And are they accurate? I had a $395 balance reported which made my ratio 7% but on my discover statement only $111 was reported which is only 2% and that’s how I like it. This perspective suggests that, will the credit wise and credit karma affect my score constantly by reporting balances other than my statement? My discover card pulls from FICO.

From another angle, how accurate are "matched cards" and "chance of ap... Similarly, - myFICO® Forums .... I'm assuming they're partners and it's marketing from these sites. Is there any benefit to applying via Credit Karma?.

Similarly, credit Karma does not use EX which is what Amex primarily uses. Without access to EX there is no way for them to give a somewhat accurate approval likelihood as they can only assume your EX profile matches TU and EQ. As for whether or not there are any perks to applying through Credit Karma, that depends on what you consider perks. Huge difference between Credit Karma and Experian score.

How Accurate Is Credit Karma? 3 Things To Know – GrowthRapidly
How Accurate Is Credit Karma? 3 Things To Know – GrowthRapidly

This seems like a huge gap. Are the credit scores offered by Amex, Discover etc accurate?. Basically I'm just curious which one is considered the most accurate depiction. I was on my Chase acct and that credit journey seems lower like credit karma, but then when on discover, Amex, Citi etc..

Are any of those considered the most accurate? What is going on with my Credit Karma account? Hello, So I have a question about Credit Karma that hopefully someone could help me with. This perspective suggests that, i have read lots of stuff that Credit Karma isn't very accurate and that's fine.

How Accurate is Credit Karma: Unveiling the Truth Behind the Scores ...
How Accurate is Credit Karma: Unveiling the Truth Behind the Scores ...

But something I saw on my account today makes no sense and I don't know what to do or should do. Credit monitoring credit karma etc - myFICO® Forums - 6701376. Credit monitoring credit karma etc I've been really monitoring my credit over the past several months and am trying to understand which ones are more accurate. credit karma score vs. capital one credit score - myFICO® Forums.

In credit karma (which the lady at Wells Fargo told me was really accurate) my Transunion score is 658. I logged into my capital one and - 3869011 Credit Karma - myFICO® Forums - 6497778.

How Accurate Is Credit Karma? (2025) | Mick Zhang
How Accurate Is Credit Karma? (2025) | Mick Zhang

Credit Karma @citymunky wrote: Weird.

How Accurate Is Credit Karma? (2025) | Mick Zhang
How Accurate Is Credit Karma? (2025) | Mick Zhang

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